WGZ Bank (officially WGZ BANK AG Westdeutsche Genossenschafts-Zentralbank) is the central bank of 230 Volksbanken and Raiffeisenbanken in Rhineland and Westphalia. It provides the services of a central banking institution, and it also supports and complements the services of its member banks in both national and international business.

Apart from its function as a central bank, WGZ BANK is the traditional partner of SMEs in the Rhineland-Westphalia region and provides them with reliable financial services and advice. As a modern corporate bank, it offers its business customers an extensive range of tailored and qualified products and services. WGZ BANK plays an active role as a trading partner in the international money, foreign exchange, derivatives and capital markets, as well as in bond issues and syndications. In addition, it creates customised products and services for its partner companies on the capital markets (banks, institutions, major customers).